Building wealth is one thing — keeping it is another. Many middle-class families work hard, save diligently and invest wisely, only to watch unexpected expenses, poor planning, or lack of protection slowly chip away at their financial stability. The wealthy, on the other hand, play by a different set of rules. They know that protecting wealth is just as important as creating it. Here are six wealth protection hacks the rich use — but the middle class often overlooks. 1. They Treat Insurance as an Investment, Not an Expense While most people buy insurance just to “get by” with the cheapest option, wealthy individuals view it as a strategic safety net. From life and health insurance to umbrella liability policies, the rich make sure unexpected events won’t drain their fortunes. Some even use permanent life insurance policies as a dual-purpose tool: protection and tax-advantaged wealth growth. 👉 Takeaway: Don’t skimp on coverage. Think beyond just car and health insurance — consi...
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